Capital One

How does a Person2Person Payment work?
It’s pretty simple. Just follow these steps:

1- Sign in to, click on the ‘Payments’ tab and select ‘P2P Payment’.

2- Select the recipient’s information from your address book if you’ve sent them a payment before or enter their name, email address and the last four digits of his/her account number if this is your first payment to them.

3- Enter the amount and any note you want sent with the payment.

4- Click ‘Send Payment’ and tell the recipient to look out for an email from you stating the payment is ready to be picked up.

Note: Once you press the ’Send Payment’ button, the money will be deducted from your account and an email will be sent to your recipient. They’ll use the link within the email to go to a secure page and confirm where the money should be sent. Provided their entry matches what you initially entered, the transfer will be completed!

A Person2Person Payment to another Capital One 360 account takes place at the time account information is confirmed – instantaneously.

A Person2Person Payment to an account outside of Capital One 360 takes up to 2 business days to post after the recipient picks up the payment.

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